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The College Investor does not include all companies or offers available in the marketplace. has an advertising relationship with some or all of the offers included on this page, which may impact how, where, and in what order products and services may appear. We're proud of our content and guidance, and the information we provide is objective, independent, and free.īut we do have to make money to pay our team and keep this website running! Our partners compensate us. Examples are credit card offers, old bank statements, and bills.There are thousands of financial products and services out there, and we believe in helping you understand which is best for you, how it works, and will it actually help you achieve your financial goals. Shred: This category includes papers that don't fall into the first three categories but do contain personal identifying information.Recycle: These are papers that don’t fall into any of the categories above and contain no personal information. Examples include junk mail, newspapers, magazines, old homework you don’t need, and used envelopes.

Examples include coupons, recipes, user manuals, receipts for this year's taxes, and documents for upcoming travel. Household: These are papers you use to keep your house (and life) running.Archive: This category includes papers you need to hang on to but don’t need to reference more than once or twice a year. Examples are tax returns, medical records, academic records, deeds, leases, warranties, and contracts.Household documents are filed permanently action files are used once and then discarded. Examples include invitations, parking tickets, appointment reminders, homework, and bills. Don’t confuse these with documents that go in the household category. Action: These are the papers you need to take action on and then discard.Here's what to put into each of these categories: Each document will go into one of these five categories: action, archive, household, recycle, and shred. Now it's time to sort all of your paperwork. The Spruce Home Improvement Review Board.